Common questions
54 articles
What is the average business startup loan?
Can I get a startup business loan with bad credit?
What is underwriting?
What is the annual percentage rate (APR)?
What is loan stacking?
What is IRS Form 1065?
What is a Schedule K-1?
What is a working capital advance and how does it work?
What is a corporate credit card?
What is a small business loan?
What is a sole proprietorship?
What is a limited liability company (LLC)?
What is a legal partnership?
What is a corporation?
What is the difference between a personal and business credit score?
What is a personal credit score?
What is a business credit score?
What is a DBA?
Is Lendio Legit?
What happens if I miss a payment or default on the financing?
If I accept an option in my account, do I receive the funds immediately?
Is Lendio a direct lender? Is Lendio a bank?
Does Lendio offer grants?
What is the difference between a long-term and short-term loan?
What is the difference between a small business administration (SBA) loan and a small business loan?
What is the difference between personal and business bank accounts?
What’s an Employer Identification Number (EIN)? Do I need one?
What is Lendio’s relationship with Dunn & Bradstreet?
Who is actually lending me money?
How do I establish good business credit?
My Funding Expert advised me to reapply for an SBA loan in 2-3 months. What are the next steps?
What is my current funding balance? How can I see it?
Can I get another loan?
What's the difference between a refinance and a renewal?
I've had this financing for a few months; can I renew it?
When it's time for renewal, do I work with the funder or do I contact Lendio?
What is a startup business loan?
If I was approved for funding and didn't take the full amount at the start, can I still access the difference later?
Is it hard to get a business loan to start a business?
How much financing do your lenders offer for startups?
What are the requirements to get a small business startup loan?
How can a startup loan accelerate my small business?
Does Lendio offer grants for startup businesses?
Does Lendio offer start-up loans?
How can I improve my chances of getting a good ETRAN score (and SBA loan approval)?
What is the ETRAN system?
What is an ETRAN score?
Is the ETRAN score the only factor in SBA loan approval?
How does the ETRAN system work in evaluating my application?
Does the ETRAN system speed up the loan approval process?
What happens if my ETRAN score is low?
Can I find out my ETRAN score?
Do I need a good ETRAN score to get an SBA loan?
What factors influence my ETRAN score?